We give you solutions

Completing a residential development project on time and within budget is a complex challenge that requires careful planning, coordination, and execution. Delays can arise from a variety of factors, including unforeseen site conditions, supply chain disruptions, permitting issues, and weather-related setbacks.

As development project lenders, we recognise the importance of speed when completing an acquisition as well as the complexities associated with re-positioning transitional assets.

We understand that projects may experience delays and / or cost-overruns, often due to factors outside of your control. Our transitional bridge product gives you more time to complete remaining works and sell or stabilise your asset.

Bridging Products

Development Exit

Provide more time to finish and sell a development that may have overrun

Refurbishment

Add value to assets before selling or refinancing

Fast Bridging

Time-limited acquisitions or refinancing, including auction purchase of re-financing of existing bridge loans

Complex Deals

Offshore structures, mixed asset types, title and tenancy issues

BMV’s

Below Market Value purchases

Title Splitting

Purchase MUFB (Multi-Unit Freehold Blocks) with little or no deposit

Bridge to Buy-to-Let

Combining our own lending with existing market products to produce personalised solutions, including a 100% Bridge to term (5 year) facility (enquire for more details)

"The support of highly experienced and well-capitalised alternative lenders like Hilltop Credit Partners is critical in enabling us to deliver much-needed residential developments across Scotland." "We have identified new sites, including a development in the UK, and look forward to bringing them forward with the support of Hilltop."
Malcolm Officer,

Glenisla Developments Ltd
"We are excited to be breaking ground on a development site we have been assembling for over 30 years. With a footprint of over 7 acres, the Sherriff’s Gate development will have a transformative effect on Worcester’s City Centre." "Given the strong local housing demand, and the lack of affordable housing supply that has been delivered over the past decade, we believe there will be strong uptake for Phase I units from both owner-occupiers and buy-to-let landlords. It has been a pleasure to work with the Hilltop team whose deep understanding of development finance allowed us to successfully complete this complex transaction."
Stennard Harrison Jr.,

CEO of Sherriff’s Gate Limited
"Our partnership with Hilltop Credit Partners has proved to be a fruitful collaboration, so we are delighted to be working with them again on this exciting urban regeneration development." "We look forward to delivering these modern sustainable homes due to be completed by September 2025."
Richard Pascoe,

Managing Director

Principal Bridging lenders